Please answer the following 4 questions and click the "Calculate My Risk Tolerance" button below to discover your personal threshold.
1.  When will you begin using your      retirement money?
    in 0-3 years
    in 4-10 years
    in more than 10 years

2.  If the stock market dropped 15%      would you -
    sell all your stock funds
   
probably do nothing
    purchase more shares
3.  How important is avoiding a      temporary loss?
    important
    somewhat important
    not important at all

4.  Which best describes your      objectives?
   
preserve savings
    grow savings
    aggressively grow savings

Diversify!